Do you know how your actions affect your credit score?
Every time data is reported about you to a Credit Reporting Agency, your credit report is updated, and your credit score changes. At any given time, your credit report tells you the information that your credit score was based on. It's useful to review your credit report to confirm the information reported is accurate and there was no fraud. But it doesn't tell you the impact that actions you may take could have on your credit score.
ManageMyScore provides you with the materials to simulate and understand what might happen to your credit score before you take any actions that would be reported to the Credit Reporting Agencies and impact your score.
Are you sure someone isn't using your identity?
No matter how safe you think you are, identity fraud occurs every 3 seconds in the United States. People's wallets are stolen, mail is intercepted and large databases get hacked. If your personal information has ever been compromised you are at risk. It could happen immediately, or it could be years before your stolen identity is used. Individual victims of identity fraud will, on average, spend thousands of dollars and nearly 600 hours in clearing their good name. ManageMyScore's myMonitoring solution will alert you any time there's potentially fraudulent activity on your credit report. And if there should be an incident of fraud, we've got you covered with insurance and victim resolution services.
Our tools enable you to Check, Manage and Protect your credit.
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What is a credit report?
How are credit scores calculated?
Managing your credit health
Building credit
Marriage/Divorce and credit
Credit misconceptions
Understanding identity theft
How to know if your identity has been stolen
Credit monitoring services